Built for industries where workers' comp matters most.

Construction operations are defined by their mod. We work with GCs and specialty trades to control claim frequency, manage subcontractor pass-through risk, and protect bid eligibility on public and private work.

Fleet workers' comp is dominated by driver injury patterns and the policies underwriters expect to see. OptiMOD aligns telematics, MVR, and post-accident protocols with mod-impacting metrics.

Repetitive-motion frequency drives manufacturing mods quietly and persistently. We benchmark by line, shift, and supervisor — and design interventions that show up in next year's loss runs.

Distribution operations carry mod risk from material handling, seasonal labor, and pick-rate pressure. We help operations leaders translate safety programs into measurable mod movement.

Restaurant workers' comp is a frequency game. OptiMOD focuses on training velocity, kitchen ergonomics, and class code mix across locations.

Fitness operations sit in a class-code gray zone. We verify classifications, separate exposure types, and align safety protocols with insurer expectations.

Service businesses lose mod ground when field and clerical payroll aren't cleanly separated. We audit the split, document the controls, and build the underwriting story.